transactions
nounDeals or business agreements between two or more people or companies.
nounMovements of money into, out of, or between bank accounts.
nounExchanges of things like ideas, money, or goods between people.
nounThe acts of carrying out or completing business, plans, or negotiations.
nounRecords of what a learned society discussed or decided at its meetings.
Phonics breakdown
Phonics Rule: TR Blend
T and R blend together — you hear both sounds! Like in 'tree' and 'try'.
The blend TR combines /t/ and /r/ spoken quickly together.
Examples
Phonics Rule: Short A
The letter A makes a short sound, like in 'cat' and 'bat'.
When the letter A appears in a closed syllable (a syllable that ends with a consonant), it usually makes the short A sound /æ/. This is one of the first vowel sounds students learn.
Tip
A says /æ/ like a cat that sat on a mat.
Examples
Phonics Rule: Letter N
The letter N makes the /n/ sound, like in 'net', 'nap', and 'nut'. The tongue tip touches behind the upper teeth.
N is a voiced alveolar nasal — the tongue tip touches the ridge behind the upper teeth while voice hums through the nose. It is one of the most common consonants in English.
Tip
N hums through the nose — say /n/ and feel the buzz!
Examples
Phonics Rule: Letter S
The letter S usually makes the /s/ sound, like in 'sun', 'sit', and 'sock'. Air hisses through a small gap.
S is a voiceless alveolar fricative when it makes the /s/ sound. At the end of many words it can also make a /z/ sound (as in 'dogs' or 'has'). At the start of a word it is always /s/.
Tip
S hisses like a snake — sssssun!
Examples
Phonics Rule: Short A
The letter A makes a short sound, like in 'cat' and 'bat'.
When the letter A appears in a closed syllable (a syllable that ends with a consonant), it usually makes the short A sound /æ/. This is one of the first vowel sounds students learn.
Tip
A says /æ/ like a cat that sat on a mat.
Examples
Phonics Rule: CT End Blend
CT at the end of a syllable blends /k/ and /t/ together, like in 'act' and 'fact'.
CT is an end blend — both sounds are heard. The back of the tongue makes /k/, then the tip taps /t/.
Tip
CT blends at the end — act, fact, insect!
Examples
Phonics Rule: Schwa
In unstressed syllables, vowels often make a lazy 'uh' sound called schwa, like the A in 'about'.
Schwa /ə/ is the most common vowel sound in English. Any vowel letter can make the schwa sound when it's in an unstressed syllable. It sounds like a quick, lazy 'uh'.
Tip
Schwa is lazy — any vowel can say 'uh' when it's not stressed!
Examples
Phonics Rule: Schwa
In unstressed syllables, vowels often make a lazy 'uh' sound called schwa, like the A in 'about'.
Schwa /ə/ is the most common vowel sound in English. Any vowel letter can make the schwa sound when it's in an unstressed syllable. It sounds like a quick, lazy 'uh'.
Tip
Schwa is lazy — any vowel can say 'uh' when it's not stressed!
Examples
Phonics Rule: Letter N
The letter N makes the /n/ sound, like in 'net', 'nap', and 'nut'. The tongue tip touches behind the upper teeth.
N is a voiced alveolar nasal — the tongue tip touches the ridge behind the upper teeth while voice hums through the nose. It is one of the most common consonants in English.
Tip
N hums through the nose — say /n/ and feel the buzz!
Examples
Phonics Rule: Plural -S (/z/ sound)
After voiced sounds, -S says /z/, like in 'dogs' and 'birds'.
After voiced consonants and vowels, the plural -s says /z/. Most people don't notice this — it sounds natural.
Examples
What is SnapPhonics?
A phonics reference for teachers, parents and learners. Every English word, broken into the sounds that make it — with audio, syllables, and the rule behind each spelling.
Save words to study lists, build flashcard decks, and scan your own worksheets and books.
